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超过1倍。　　就基本面而言，邓志坚告诉界面新闻记者，银行业务因持续降息等因素，最主要的净利息收益出现了持续性减少，不过大型银行的营运成本也在下降，以提升利润率。例如更多的无纸化业务，减少现金业务，提升交易效率等。　　“虽然减息初期可能会导致银行业息差减少，从而影响银行业的净利息收入，但同时会让企业和家庭融资成本下降，从而提振融资需求。”邓志坚表示。　　目前A股行情整体向好，走势欠佳的银行股后市预计

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